Ecommerce payment processing.

• Online retail and direct-to-consumer brands
• SaaS and professional services
• Shopify and WooCommerce, or a direct API integration
• Multi-currency checkout with local settlement

• Your trading history and the consistency of your volumes.
• Your chargeback and refund ratios.
• Your corporate documentation and beneficial owners.
• Your delivery terms and how clearly they appear at checkout.

Requirements differ by business model within this sector. We set out what we know applies to you before you apply, so you do not discover it in week three. Terms, including any reserve, are set by Paystrax in its commercial proposal.

1. 01

   Apply for pre-approval

   Ten minutes. You answer the questions Paystrax asks at pre-approval, and you get our own read on your profile straight away. It is our assessment, not a Paystrax decision.

2. 02

   We review your profile

   Our team reviews your answers and tells you where the file looks weak and what would strengthen it. When you are ready, your application goes forward for pre-approval.

3. 03

   Paystrax pre-assesses

   Paystrax's team performs an initial assessment of your application. Paystrax publishes no timing for this step, so we do not promise one.

4. 04

   Commercial proposal

   If you are pre-approved, Paystrax sends its commercial proposal and any conditions. This is where pricing and the requirements for your business are set out.

5. 05

   Onboarding with Paystrax

   A Paystrax account manager takes you through the merchant application. Paystrax issues inactive merchant IDs and a test gateway, you provide your documents, and you go live once the account is activated. A complete application is reviewed within three business days.